Investment Philosophy

  • We give our clients broad representation among great companies:  Large and small, mature and rapidly growing, domestic and international.
  • We use a mix of individual securities and mutual funds to gain exposure to the various investment styles.
  • We use a laddered portfolio of short to intermediate term fixed income securities to lower volatility and provide current income to those clients who need it.
  • We believe that a diversified portolio not only will spread the risk of equity investing but will also smooth out the temporary ups and downs of the different markets.
  • We do not believe that anyone can consistently time the markets successfully.
  • We believe that a disciplined, prudent approach to investing is the best way to preserve and enhance the wealth of our clients.
  • We strive to keep taxes, trading costs and management fees low.